All the claim details can be reported by Fulcrum Loss Assessing and Property Services to the policyholder’s insurance company.
Depending on which insurance company your policy is held with, the effect on premium can vary. With some insurance companies the policy holder loses a ‘No Claims Bonus’. If you have suffered damage, do not allow this to dissuade you from at least seeking our advice. Should it be unwise or financially foolish to pursue a claim, we will happily advise you accordingly.
Firstly, we will visit and inspect damage, investigate the circumstances of the incident and advise on cover. If the claim is to proceed we can report it to the insurer who will invariably appoint their own representative (Loss Adjuster) to attend and inspect. A site inspection is then carried out by Fulcrum and the Loss Adjuster. A claim schedule is prepared and presented by Fulcrum to the Loss Adjuster and negotiated to a settlement. When settlement is agreed between all parties, the Loss Adjuster sends their final report to Insurers and the settlement cheque is issued to the policy holder.
This can vary from claim to claim depending on the size and complexity of the particular loss. But for smaller, less complicated household claims, the entire process from reporting your claim to receiving payment will normally take between 4 and 6 weeks.
Cheques/payments are normally issued by insurers within 10 working days of settlement being agreed.
Fulcrum is a Monaghan and Louth loss assessment service providing loss assessing for clients across these counties as well as the surrounding areas and towns such as Clones, Carrickmacross, Castleblayney, Dundalk, Drogheda, and more. We also provide our services across Cavan, Longford, and most of the North-West.
The cost of our loss assessment services vary depending on what kind of loss we are assessing and where you’re based. It also depends on the type of report you require. Get in touch with our team today for a free, no-obligation quote on the cost of loss assessment services in your area.
Here at Fulcrum, we offer a range of damage assessment services for all kinds of domestic, commercial, industrial, and agricultural property damage. This includes fire damage, water damage, oil damage, storm damage, malicious damage, and more.
How it works